Digital Federal Credit Union
I first joined Digital Federal Credit Union as an employee of Digital Equipment Corp in 1999. In the years since I have found DCU to be focused on providing new an innovative services, excellent customer service, and a very convenient place to conduct my day-to-day banking.
Digital Federal Credit Union is a not-for-profit financial cooperative owned by and operated for our members. DCU was chartered in October of 1979. Since then, DCU has been chosen as the credit union for more than 700 companies and organizations. DCU serves more than 350,000 members and their families in all 50 states.DCU is the largest credit union headquartered in New England as measured by assets and among the top 15 nationwide. According to Callahan & Associates, a credit union consulting group, of the top 50 largest, DCU has been the fastest growing credit union in America in the last ten years. That’s thanks in large part to the satisfaction and loyalty of our members and the dedication and commitment of our volunteers and staff.
DCU has several advantages to local area banks that I find very appealing:
- No fee-for-service Very few kinds of things incur fees at DCU.
- Reimbursed ATM fees DCU reimburses you for the fees that third-party ATMs charge you (up to $10/month)
- PC Deposit Deposit paper checks from your PC and scanner – no more mailing!
- Fantastic bill-pay system Very easy to use, and costs you nothing. I don’t write & mail checks, and have not for years.
- Free Wireless Access Free account access from your web-enabled phone, PDA, or pager.
- Quicken/Money/Quickbooks Data import functions if you use software to help track spending
Since DCU is a credit union, not a bank, you must be eligible to join by your employer, family relationship to existing members, organization you belong to, or community you live in. Luckily, anyone can join DCU by first joining a membership organization for as little as $15. Once a member, always a member.
The only downside to using DCU day-to-day is that they don’t have branches near my home. This isn’t a show stopper however. DCU does participate in a CU Service Center Network which does have branches within 30 miles of my home. With conveniences like ATMs for withdrawals, direct deposit, prepaid envelopes for deposit-by-mail, and now PC deposit via scanner, I rarely need a traditional branch anyway.
Just curious, Your last post was about the Fujitsu ScanSnap S510 Instant PDF Sheet-Fed Scanner. I was intrigued in reference to the above post and the ability to scan checks for deposit (pc deposit) but the DCU website says the following:
“Please note that your scanner will need to have TWAIN driver support. Please select the “Help” button within PC Deposit for more information.”
I didn’t think the ScanSnap was twain compliant?
P.S. In a sea of blogs, yours has the ability to stand out and I enjoy your informative posts.
Hi Wally. Great observation. You are correct. I am unfortunately unable to use my ScanSnap for DCU PC Deposits. I would be very happy if Fujitsu would release a TWAIN compliant driver for the ScanSnap. Since they have not, I use a small scanner for PC Deposit that came with NeatReceipts software.